Financial support
Chosen One Group has proudly teamed up with CapexMD, an organization providing fertility financing options to intended parents.
Our partnership is a part of our dedication to ensuring financing is accessible for every loving intended parent looking to grow their family with us.
Q&A with AJ Rosenfield, CapexMD’s Director of Client Relations
No, applying with CapexMD involves a soft credit pull, which does not affect your current credit score but allows you to see what you qualify for.
The loan limit was recently increased from $50,000 to $55,000 to provide intended parents with a broader range of options.
If a borrower does not qualify for the full amount, there may be an opportunity to have friends or family members take out a loan for the difference to ensure they can proceed with treatment.
Repayment terms range from 6 to 84 months (up to 7 years) to offer more flexibility in finding an affordable solution.
All loans must be completed by borrowers who are either U.S. citizens or Green Card holders. International patients can have a friend or family member who meets these requirements apply on their behalf.
Interest rates typically fall between 9.5% and 14.5% for about 90% of borrowers. These rates are fixed, for a regular monthly payment with no prepayment penalties.
Additional fees are dependent on specific state guidelines. Should additional fees arise, they generally do not exceed $200.
Yes! The ideal situation is to apply with a spouse. However, it’s possible to have a friend or family member be a co-borrower on the loan to strengthen the application, increase the loan amount, and get better rates.
Yes! Parents are not limited to one loan per year. If multiple loans are taken, CapexMD can consolidate them into a single monthly payment.
The process from application to funding can be completed within two business days. For time-sensitive cases, borrowers can call CapexMD’s 800 number to request an expedited review.
Our fertility financing is often more affordable than using multiple credit cards, which can impact an intended parent’s FICO score. And, if any additional funding needs arise, intended parents with a loan retain the option to use their credit cards to fund any additional or unexpected costs that might arise along their fertility journey.
With an exclusive focus on fertility financing, many CapexMD staff members have been IVF recipients themselves, providing a warm, understanding experience for clients to speak with someone who has been in their shoes.
The best way to begin the application process is to submit an application with CapexMD. Once your application is in, you can speak with a loan specialist.
Ready to take the next step in your path to parenthood?
Book a consultation with our founder, Talia.
