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sticky_devices="small-visibility,medium-visibility,large-visibility" sticky_offset="" absolute="off" absolute_props="" filter_type="regular" filter_hover_element="self" filter_hue="0" filter_saturation="100" filter_brightness="100" filter_contrast="100" filter_invert="0" filter_sepia="0" filter_opacity="100" filter_blur="0" filter_hue_hover="0" filter_saturation_hover="100" filter_brightness_hover="100" filter_contrast_hover="100" filter_invert_hover="0" filter_sepia_hover="0" filter_opacity_hover="100" filter_blur_hover="0" transform_type="regular" transform_hover_element="self" transform_scale_x="1" transform_scale_y="1" transform_translate_x="0" transform_translate_y="0" transform_rotate="0" transform_skew_x="0" transform_skew_y="0" transform_scale_x_hover="1" transform_scale_y_hover="1" transform_translate_x_hover="0" transform_translate_y_hover="0" transform_rotate_hover="0" transform_skew_x_hover="0" transform_skew_y_hover="0" transform_origin="" transition_duration="300" transition_easing="ease" transition_custom_easing="" motion_effects="" scroll_motion_devices="small-visibility,medium-visibility,large-visibility" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" last="no" border_position="all"][fusion_accordion admin_label="" type="accordions" inactive_icon="fa-plus fas" active_icon="fa-minus fas" margin_top="" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" boxed_mode="" border_size="1" border_color="" hue="" saturation="" lightness="" alpha="" hover_color="" background_color="" divider_line="" divider_hover_color="" divider_color="var(--awb-color6)" padding_top="15px" padding_right="" padding_bottom="15px" padding_left="" title_tag="h4" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="18px" title_line_height="1.4" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color6)" icon_size="18" icon_color="var(--awb-color6)" icon_boxed_mode="yes" icon_box_color="var(--awb-color2)" icon_alignment="right" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="18px" content_line_height="1.6" content_letter_spacing="" content_text_transform="none" content_color="var(--awb-color6)" toggle_hover_accent_color="var(--awb-color2)" toggle_active_accent_color="var(--awb-color2)" render_logics="" parent_dynamic_content=""][fusion_toggle title="Does applying for a loan with CapexMD impact an intended parents’ credit score?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] No, applying with CapexMD involves a soft credit pull, which does not affect your current credit score but allows you to see what you qualify for. [/fusion_toggle][fusion_toggle title="What is the maximum loan amount available for intended parents?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] The loan limit was recently increased from $50,000 to $55,000 to provide intended parents with a broader range of options. [/fusion_toggle][fusion_toggle title="What are the options for those with poor credit?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] If a borrower does not qualify for the full amount, there may be an opportunity to have friends or family members take out a loan for the difference to ensure they can proceed with treatment. [/fusion_toggle][fusion_toggle title="What are the repayment terms and interest rates?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Repayment terms range from 6 to 84 months (up to 7 years) to offer more flexibility in finding an affordable solution. [/fusion_toggle][fusion_toggle title="Can international clients apply?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] All loans must be completed by borrowers who are either U.S. citizens or Green Card holders. International patients can have a friend or family member who meets these requirements apply on their behalf. [/fusion_toggle][fusion_toggle title="What interest rate can intended parents expect with CapexMD?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Interest rates typically fall between 9.5% and 14.5% for about 90% of borrowers. These rates are fixed, for a regular monthly payment with no prepayment penalties. [/fusion_toggle][fusion_toggle title="Are there additional fees?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Additional fees are dependent on specific state guidelines. Should additional fees arise, they generally do not exceed $200. [/fusion_toggle][fusion_toggle title="Can someone else apply on behalf of an intended parent or as a co-signer?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Yes! The ideal situation is to apply with a spouse. However, it’s possible to have a friend or family member be a co-borrower on the loan to strengthen the application, increase the loan amount, and get better rates. [/fusion_toggle][fusion_toggle title="Can a client take out more than one loan?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Yes! Parents are not limited to one loan per year. If multiple loans are taken, CapexMD can consolidate them into a single monthly payment. [/fusion_toggle][fusion_toggle title="How fast is the funding process?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] The process from application to funding can be completed within two business days. For time-sensitive cases, borrowers can call CapexMD’s 800 number to request an expedited review. [/fusion_toggle][fusion_toggle title="Why should intended parents consider this financing option over others?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] Our fertility financing is often more affordable than using multiple credit cards, which can impact an intended parent’s FICO score. And, if any additional funding needs arise, intended parents with a loan retain the option to use their credit cards to fund any additional or unexpected costs that might arise along their fertility journey. [/fusion_toggle][fusion_toggle title="Why should intended parents work with the CapexMD team?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] With an exclusive focus on fertility financing, many CapexMD staff members have been IVF recipients themselves, providing a warm, understanding experience for clients to speak with someone who has been in their shoes. [/fusion_toggle][fusion_toggle title="How can intended parents get started with the process?" open="no" awb-switch-editor-focus="" class="" id="" fusion_font_family_title_font="" fusion_font_variant_title_font="" title_font_size="" title_line_height="" title_letter_spacing="" title_text_transform="" title_color="var(--awb-color5)" hue="" saturation="" lightness="" alpha="" fusion_font_family_content_font="" fusion_font_variant_content_font="" content_font_size="" content_line_height="" content_letter_spacing="" content_text_transform="" content_color="var(--awb-color6)"] The best way to begin the application process is to submit an application with CapexMD. Once your application is in, you can speak with a loan specialist. [/fusion_toggle][/fusion_accordion][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

FAQs Archive - The World’s Leading Egg Bank

FAQs

Q&A with CapexMD
No, applying with CapexMD involves a soft credit pull, which does not affect your current credit score but allows you to see what you qualify for. The loan [...]